RRSP
The RRSP contribution limit for 2026 is 18% of the earned income you reported on your tax return in the previous year, up to a maximum of $33,810.
TFSA
The annual contribution limit for a Tax-Free Savings Account is $7,000, the same as 2025. The total contribution limit for anyone born before 1991, is $109,000.
FHSA
The FHSA contribution limit is $8,000 for 2026. The lifetime limit is $40,000; you can carry forward one year of unused contribution room.
As you prepare to file your 2025 taxes, please note the following dates for the tax slips below.
RRSP Contribution Receipts
- Contributions made in 2025: January 31, 2026
- Contributions made in 2026: March 31, 2026
RRSP/RRIF/RESP/RDSP Income – T4
o Withdrawals made in 2025: February 28, 2026
▪ T4RSP – Income
▪ T4RIF – Income
▪ T4A (RESP) – Income
▪ T4A (RDSP) – Income
▪ T4FHSA (FHSA) – Income
Investment Income/Trust Income – T5, T5008 or T5013
o Income earned in 2025
▪ T5 – Statement of Investment Income: February 28, 2026
▪ T5008 – Statement of Securities Transactions: February 28, 2026
▪ T5013 – Statement of Trust Income: March 31, 2026
Trust Income – T3
o Income earned in 2025 – mailed by March 31, 2026
▪ T3 – Statement of Trust Income
